I don't pay a fixed fee for making withdrawals in other countries or other currencies, but I pay a slightly higher than average percentage in exchange fees for

I don't pay a fixed fee for making withdrawals in other countries or other currencies, but I pay a slightly higher than average percentage in exchange fees for withdrawals in other currencies. It probably evens out in the end as compared to a fixed fee, but it's nice to be able to make small withdrawals abroad without worry.