It actually surprises me how many people keep >$10,000 of cash in their savings account. That would make sense to me if you have a large expense coming up like

It actually surprises me how many people keep >$10,000 of cash in their savings account. That would make sense to me if you have a large expense coming up like a house or a car, but if it were me then most of that money would just be sitting there and I'd rather have it somewhere that it's making more money for me.