poor people are way ahead of you on the spending less money idea not always true.. I know quite a few who still smoke, own a car even if they don't really need

poor people are way ahead of you on the spending less money idea not always true.. I know quite a few who still smoke, own a car even if they don't really need it, buy the extra expensive, small can of coke, and generally follow convenience over financial planning. these things do add up. will they help them buy 3 houses and live on the passive income? don't think so, but it definitely would help them pay for their home faster