I do this too. Funny enough, my checking account earns a higher rate on the first $10k than my "savings" account, but I use a split direct deposit to grow my e

I do this too. Funny enough, my checking account earns a higher rate on the first $10k than my "savings" account, but I use a split direct deposit to grow my emergency savings and then try not to look at the savings account to reduce the temptation to use it.