Because they could use their paycheck and hit a payday loan store and begin to fall behind on other things. If you're living paycheck to paycheck a bit of time

Because they could use their paycheck and hit a payday loan store and begin to fall behind on other things. If you're living paycheck to paycheck a bit of time will let you figure it out but you don't have the cash today to pay a small bill. You shouldn't assume most people have much in the name of savings, much less capital.