Any given dollar is primarily a representation of someone else's debt. Since the number of dollars can only expand through debt, the sum total of dollars (savin

Any given dollar is primarily a representation of someone else's debt. Since the number of dollars can only expand through debt, the sum total of dollars (savings) over all people will always be near 0. You'd need most of the debt to be taken out by corporations or governments for the people to have a >0 average savings.