As others have pointed out, the article is stupid because it asks a misleading question. So, instead of discussing that, I'd like to ask: roughly what savings

As others have pointed out, the article is stupid because it asks a misleading question. So, instead of discussing that, I'd like to ask: roughly what savings do HN readers have? How much should I be saving at the minute? What should I be saving it in? I'm a PhD student in my early 20s, living in London, and I only have about ~£500 in savings. I'm trying to save £1000-£2000 per year. At the minute, I just keep my savings in a separate current account to my main account -- which also has higher interest (3%).