There's a luck aspect, but luck in itself isn't enough. There's also the ability to recognize an opportunity, and having the resources, or the ability to gathe

There's a luck aspect, but luck in itself isn't enough. There's also the ability to recognize an opportunity, and having the resources, or the ability to gather the resources, to take advantage of the opportunity. But oftentimes the opportunity itself can be 'lucky', for some definition of the word.