Maybe they have gotten better since I stopped using debit cards, but I'd always end up with multiple charges, usually a pre-authorization charge and then the re

Maybe they have gotten better since I stopped using debit cards, but I'd always end up with multiple charges, usually a pre-authorization charge and then the real charge. As a broke college-kid who never had much money in the bank, the debit card putting a $100 charge in on my checking account when I bought $40 of gas, and not cleared up for several days, fucked me over a few times. Then you pay a $25 over-draft fee to the bank, and whatever charge the entity you were trying to pay charges for late or bounced checks.