> That's why more factors go into extending you credit (credit card, mortgage, auto loan), than your score alone. Expanding on this: every credit card I've eve

> That's why more factors go into extending you credit (credit card, mortgage, auto loan), than your score alone. Expanding on this: every credit card I've ever applied for has asked for my income on the signup form. They can easily get my credit score from any of the reporters, but they can only get my income by asking me for it.