I respectfully disagree. No one is forced to take out a loan and go to college or university. You said it yourself, they do have options. There might however b

I respectfully disagree. No one is forced to take out a loan and go to college or university. You said it yourself, they do have options. There might however be a lot more traction on one of the paths as compared to the other. You're presenting this proposition as that the only way someone can make it, is by pursuing a higher education (with severe debt). I, again respectfully disagree. It is not that binary. First of all, the path of not going into higher education is not as ridiculous as you make it sound. Secondly, there are many variations of how to finance your higher education. You do not have to take out a loan. Especially not for the full duration of your studies.