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> I pay for the sins of my demographic category in car insurance premiums Does your insurer offer lower premiums if you get a "black box" attached to your car
by signal11 11y ago
> I pay for the sins of my demographic category in car insurance premiums
Does your insurer offer lower premiums if you get a "black box" attached to your car and can demonstrate you drive safely? Asking because I'm curious -- car insurance rates for young men are very high and this was mentioned as a possible mitigation.
- oh_sigh 11y agoYup. It's not even young men who are screwed over. I'm a 31 year old man with a flawless driving record(zero accidents, zero tickets), having driven over 400k miles over the past 14 years, and yet I still pay more in insurance than my 19 year old female cousin who already has rear ended a person in the 2 years she has been driving.
- superuser2 11y agoYou probably drive a nicer car than she does? But still, definitely.
- chrisBob 11y agoThat is only a fair comparison if you live in the same area. Where you live impacts your insurance cost a lot.
- deleted 11y ago[deleted]
- learc83 11y agoI'm guessing that is much more a product of the value of the car you drive. Statistically, you're extra experience (and safe driving record) makes you a much, much safer driver and insurance companies know this.
- wnevets 11y agoProgressive does, their snapshot measures how hard you brake.
- janesvilleseo 11y agoAllstate and State Farm do too. I partipate in the Allstate one currently. I can cut my bill by 30%. However, it is next to impossible to get the max. You get 10% just for enrolling and I'm on track for another 10%. The interesting part is this is all based on off the app on my phone. I do not connect anything to my OBD.