Could they? Sure, I guess. Is doing so going to be a more reliable indicator of creditworthiness than existing measures? Not necessarily. Many groups of friends

Could they? Sure, I guess. Is doing so going to be a more reliable indicator of creditworthiness than existing measures? Not necessarily. Many groups of friends can have wildly varying levels of income and financial responsibility, especially among younger groups of people who all went to high school together then diverged into different careers later.