For you to assume that someone who can afford to take a few months away from work is a trust fund baby speaks volumes about how you do. And yea, I stand by my

For you to assume that someone who can afford to take a few months away from work is a trust fund baby speaks volumes about how you do. And yea, I stand by my statement, even though it makes me sound like a dick. How well you are prepared for "when the shit hits the fan" (in the order of most probable to least, so don't think I have a basement full of guns and canned food like a Mormon would. As far as eventualities go, getting fired is the most likely one to happen, and the Apocalypse is pretty low on that list), even if it never does, matters just as much, if not more, than what you do day to day, in my evaluation of what a responsible human is. You keep on and on about how no one here knows anything about you, and that's irrelevant. Whether someone lives beyond their means or not is not dependent on their personal situation, it's a calculation of "money in, money out". It doesn't matter that all of the things you are spending your money on are obligations, rather than toys. It just means you took on obligations in your life above your means. That's irresponsible.