"It's not that I think your solution is bad. I just think you're solving a non-problem." I second this, although for totally different reasons. I use mint.com

"It's not that I think your solution is bad. I just think you're solving a non-problem." I second this, although for totally different reasons. I use mint.com, the credit card sites, or just gcal with email reminders. I personally wouldn't use something like this -- why use something so specific, when a general tool that I currently use does the exact same thing?