When I started the snowball, I stopped contributing to the 401k, in an effort to be as focused as possible. I think that's one of the great strengths of Dave's

When I started the snowball, I stopped contributing to the 401k, in an effort to be as focused as possible. I think that's one of the great strengths of Dave's plan. Being focused solely on one goal at a time gives you a quick feeling of accomplishment as you start racking up wins. If you spread your efforts out across too many goals, you may get discouraged when you don't seem to be making fast progress on anything.