"which can often only be paid for through loans" That is my point exactly. I am not referring to only Govt. aid but also private loans. The entire idea that pr

"which can often only be paid for through loans" That is my point exactly. I am not referring to only Govt. aid but also private loans. The entire idea that private loan is available makes it easy for these institutions to raise prices. Again, this is my opinion. I could be wrong. But imagine this. An institution like Phoenix etc. are charging high fees just because loans are available to students. They tout the availability of loans in fact. My point overall is that having a really high fees and then mentioning "loans available" may be causing some of the rising tuition. May be.