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It's both. I've worked on fixing the latter. However, living beyond your means isn't always that easy to correct. I can't just stop paying student loans for ex
by johnward 11y ago
It's both. I've worked on fixing the latter. However, living beyond your means isn't always that easy to correct. I can't just stop paying student loans for example. It's not like I'm dropping $300 a month on starbucks. It's student loans, mortgage, utilities, and other debt that takes up my entire paycheck.
- YuriNiyazov 11y agoI completely agree with you that correcting "living beyond your means" is a very hard thing to do.
- hunterloftis 11y agoDefinitely. Some types of living beyond means (buying expensive toys, regularly flying to expensive vacations, eating out a majority of the time) are easy to correct. Loans and depreciating assets will be much more difficult.