I don't know of a paycheque with no risk. Lay-offs are a type of risk, I hope you will agree with me. Given the capital obligations e.g. mortgages paid using th

I don't know of a paycheque with no risk. Lay-offs are a type of risk, I hope you will agree with me. Given the capital obligations e.g. mortgages paid using the paycheque you can see how the risk is even more than just the unpaid labour. Also labour markets are not liquid.