The fact that something is banned by HOA agreements hardly proves its risky or even seen as such. I've seen many HOA agreements that ban painting your house a n

The fact that something is banned by HOA agreements hardly proves its risky or even seen as such. I've seen many HOA agreements that ban painting your house a non-approved color. I'm not sure I follow your comment about detached dwellings and foreign visitors. The biggest issue will be identifying who harmed your property which will be significantly easier if your neighbor used Airbnb as their identification will be on file. Whereas if they just drove by and damaged your property or stayed at your neighbors house through a less formal rental system that will never be as well regulated (Craigslist, local word of mouth, etc.) or a hotel a mile away then it would be much harder to track them down.