As a consumer, I'll side with "flaw". Every time my bank says "we gave you a new card number because fraud", its a golden opportunity to review my recurrent cha

As a consumer, I'll side with "flaw". Every time my bank says "we gave you a new card number because fraud", its a golden opportunity to review my recurrent charges / subscriptions. Each of them emails me pleading for money, and I get to re-evaluate whether I really need that service. Sure, updating the number is inconvenient, but that inconvenience ends up saving me money almost every time. Maybe this is a sign of my poor financial responsibility more than anything else, but I'm sure I'm not the only one. Whether you want to consider it a feature or a bug, its certainly unexpected. My bank tells me "we have closed your old card", and then proceeds to accept charges for said card. How am I to react, other than "wtf"?