My experience, and several others I have talked to, is completely opposite of yours. Making the claim, even through a 3rd party consultant, was a pain in the a

My experience, and several others I have talked to, is completely opposite of yours. Making the claim, even through a 3rd party consultant, was a pain in the ass and the results were very underwhelming. We needed to submit a lot more detail about the work done on the claim than that. Can I ask what years you did your claims?