It's not insurance if you're compelled to buy into it. I believe those are more commonly known as 'protection rackets' ;) But yeah. Lots of problems: opaque

It's not insurance if you're compelled to buy into it. I believe those are more commonly known as 'protection rackets' ;) But yeah. Lots of problems: opaque billing, medical cartels (AMA), scale, crony capitalism on the part of drug companies and politicians, ... it's quite a list. The thing is, many of those problems are a consequence of the existing system of socialised medicine, and would be fixed by the de-nationalisation of the industry. I happen to strongly agree with you that part of the problem is a shortage of medical staff caused, in part, by a cartel (the AMA). Note their position on the matter of genuinely capitalistic medicine. It's not a coincidence.