I'm not talking about 3rd parties spending people's money as the people wish. People are better off spending their own money in the sense that they get to choo

I'm not talking about 3rd parties spending people's money as the people wish. People are better off spending their own money in the sense that they get to choose how their money is spent – but their lack of competence/expertise can for instance make them make bad choices (as in choices that don't lead to the desired goal), and resources will thus not be better spent. Don't get me wrong, though – it's not like politicians are experts either. Things are seldom as simple as ideological hardliners claim that they are.