37 ms·
Don't forget to take taxes into account. Vanguard's Target funds are not at all tax-optimized, no private wealth manager would put the total/international bond
by nerfhammer 11y ago
Don't forget to take taxes into account. Vanguard's Target funds are not at all tax-optimized, no private wealth manager would put the total/international bond market funds in your taxable account. IMO this is one feature the roboadvisors clearly have going for them.
- saryant 11y agoTarget funds are also clearly geared towards people not yet at the point where that will make any difference. That's why they have such a low minimum. They're a stepping stone until you have enough capital to qualify for Admiral funds.