I did not mention insurance to simplify the discussion. Why would I bother listing all the possible situations that don't even change the outcome? Of course yo

I did not mention insurance to simplify the discussion. Why would I bother listing all the possible situations that don't even change the outcome? Of course you can buy insurance as a sort of reverse lottery to cover your costs. But you paid into that insurance and it is not required to cover everything. The co-pays/insurance can also bankrupt you. And my main point still stands. If you cannot afford the cost of life saving medication, with or without insurance, then the free market has decided that your life is worth less than the cost of medication. Saying the free market doesn't put a cost on human life and that it doesn't encourage price gouging is simply false.