One way to "avoid health issues" is to treat people when they get sick, not wait until they get sick enough that their terror of bankruptcy is overridden by the

One way to "avoid health issues" is to treat people when they get sick, not wait until they get sick enough that their terror of bankruptcy is overridden by their suffering. This is what the "national health service" in the UK will do. You go in when you have an infected hangnail, not wait until you have blood poisoning. And they treat you. And it's free.