The UK is in the middle of switching to opt-out. I am pretty sure that some people at my current employer are as apathetic about opting-out as they were about o

The UK is in the middle of switching to opt-out. I am pretty sure that some people at my current employer are as apathetic about opting-out as they were about opting-in, so they will drift into having a pension (in which, as I mentioned, their money is going to be somewhere between doubled and tripled on day one). To some, this is the nanny state going too far.