in turkey, banks automatically enroll your debit or credit cards to 3d secure networks so you don't have to do it yourself. all you have to do is to enter a one

in turkey, banks automatically enroll your debit or credit cards to 3d secure networks so you don't have to do it yourself. all you have to do is to enter a one time password sent to your mobile phone during payment. with full 3d secure payments the liability shifts to the customer and you will have no liability. because the customer verified the payment him/herself by hand with the otp. p.s. i am yet to read that link.