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Give your users something like "first two weeks free", which will annoy the fraudsters who want the charge to go through immediately.
by vfdfv 11y ago
Give your users something like "first two weeks free", which will annoy the fraudsters who want the charge to go through immediately.
- instakill 11y agoThat's quite clever.
- umziehennachbar 11y agobut then doesn't that require you to hold onto the credit card details to process two weeks later. One of the attractive features of stripe is that you don't store cc details on your system but rather they get passed on directly to Stripe. if you implement a delay, you have to hold the credit card to charge later
- artursapek 11y agoNo, you tokenize the card through Stripe immediately and then charge the token 2 weeks later. You don't have to hold on to the card details.
- umziehennachbar 11y agoso after you charge the card two weeks later, the transaction still gets completed unless you've somehow figured out during the two weeks how to determine whether \the attempt was fraudulent. I don't think this strategy will work because it will depend on the fraudsters knowing that the payment won't be processed for two weeks and then deciding it's not worth it. Are they going to read the TOS?
- artursapek 11y agoIf the UI makes it clear that they aren't charged for two weeks, they likely won't bother waiting and move on to target a different service.
- umziehennachbar 11y agothey also might see an advantage in the delay that you don't see and try it out.
- vfdfv 11y agoIt looks like Stripe can defer payment for 7 days: https://stripe.com/blog/auth-capture https://stripe.com/blog/auth-capture