"Then your salary is changed to $0.00." No, then you use your savings, which should be higher because you were paid more, and you go get another job, which sho

"Then your salary is changed to $0.00." No, then you use your savings, which should be higher because you were paid more, and you go get another job, which should offer a higher starting salary because most starting salaries are based off of what you were making previously.