Typically it's very easy to get a credit card from an institution with which you have a checking or savings account. I wouldn't be surprised if you had to "opt

Typically it's very easy to get a credit card from an institution with which you have a checking or savings account. I wouldn't be surprised if you had to "opt out" at this point in order to NOT receive one based on how aggressively companies target people new to the credit market. (This is especially true for college students who routinely get cards thrown at them with insane limits)