Nobody gets earthquake insurance. Everyone's betting on getting bailed out by the government. No doubt, FEMA funds will be released and other emergency funds.

Nobody gets earthquake insurance. Everyone's betting on getting bailed out by the government. No doubt, FEMA funds will be released and other emergency funds. No US president would be cold-hearted enough (or electorally suicidal enough) to do otherwise. Of course, that doesn't help you if you're dead, but then again, neither does insurance. Anyway, even if we all had earthquake insurance, the insurance companies would probably go broke and have to get bailed out by the government. So it's probably better that nobody has it. Also, California is not subject to tsunamis because the fault lines are inland, not off the coast. The biggest risks are collapsing structures (a lot of our housing stock is ancient and goes back to the 50s or 60s), fires, ruptured gas lines, and I think someone was stupid enough to build a nuclear power plant on a faultline.