4 ms·

Aprenita: Growth capital for mobile app developers

18 points by skovalenko 11y ago

lnlyplnt 11y ago
This is essentially a payday loan for app developers, fairly low risk since they can see clear sayed numbers from itunes/google play. Smart Idea.
- zeckalpha 11y ago
  Or µVC. No exchange of equity, just debt. Actual debt.
  - skovalenko 11y ago
    yes, it is a term loan: we extend a loan to our clients, and they repay it in equal installments over a set period of time (the “term”). However, mobile app developers operate at a more accelerated pace than a traditional brick-and-mortar business, which means that the terms of our loans tend to be shorter and the interest rates are more forgiving than a traditional term loan.
- skovalenko 11y ago
  Thank you! :) Aprenita is exclusively focused on providing growth capital loans for mobile app businesses. We have developed an innovative, algorithmic rating system that analyzes app store and analytics data in real-time, enabling us to make instant lending decisions based on the information that truly matters. We like to think of ourselves as Capital-as-a-Service for the mobile ecosystem.
zeckalpha 11y ago
skovalenko, please take a look at the guidelines: https://news.ycombinator.com/newsguidelines.html https://news.ycombinator.com/newsguidelines.html Relevant section: > If the original title includes the name of the site, please take it out, because the site name will be displayed after the link. > ... > Otherwise please use the original title, unless it is misleading or linkbait. Under these guidelines, "Growth capital for mobile app developers" would be a better title.
- zeckalpha 11y ago
  Hmm... It looks like you already submitted that.
- dang 11y ago
  But if it's introducing a project or a company, it's customary for the title to begin with the name.
  - zeckalpha 11y ago
    It was changed. The title wasn't on the page.
- skovalenko 11y ago
  Thank you!
kiwidrew 11y ago
This is awesome. No messing around, straight to the point. Let's see if they meet the "2-3 days" timeframe for an offer!
- skovalenko 11y ago
  Dear kiwidrew, thank you for your interest. Did you submit your application? If not, please start here https://www.aprenita.com/sign-up https://www.aprenita.com/sign-up :)
rahimnathwani 11y ago
The site includes a 'TrustE' seal at the bottom of the page. It's not clickable, so I went to https://www.truste.com/consumer-resources/trusted-directory/ https://www.truste.com/consumer-resources/trusted-directory/ It did not return any results for aprenita.com I'm not saying I place any faith in TrustE, but it seems strange to use a certification mark which has online verification, if that verification is going to fail. Also: s/gurantee/guarantee
- skovalenko 11y ago
  Good catch, thank you. Recently we did some changes to our website and induced new defects, as always: new code – new bugs. We will fix them by the end of this week. Please check our McAfee SECURE seal here: https://www.mcafeesecure.com/verify?host=aprenita.com https://www.mcafeesecure.com/verify?host=aprenita.com
  - rahimnathwani 11y ago
    Thanks. I'm curious - what did you change on your site that caused no results being shown when someone searches for you on https://www.truste.com/consumer-resources/trusted-directory/ https://www.truste.com/consumer-resources/trusted-directory/ ?

18 points by skovalenko 11y ago

This is essentially a payday loan for app developers, fairly low risk since they can see clear sayed numbers from itunes/google play. Smart Idea.

zeckalpha 11y ago
Or µVC. No exchange of equity, just debt. Actual debt.
- skovalenko 11y ago
  yes, it is a term loan: we extend a loan to our clients, and they repay it in equal installments over a set period of time (the “term”). However, mobile app developers operate at a more accelerated pace than a traditional brick-and-mortar business, which means that the terms of our loans tend to be shorter and the interest rates are more forgiving than a traditional term loan.
skovalenko 11y ago
Thank you! :) Aprenita is exclusively focused on providing growth capital loans for mobile app businesses. We have developed an innovative, algorithmic rating system that analyzes app store and analytics data in real-time, enabling us to make instant lending decisions based on the information that truly matters. We like to think of ourselves as Capital-as-a-Service for the mobile ecosystem.

zeckalpha 11y ago

skovalenko, please take a look at the guidelines: https://news.ycombinator.com/newsguidelines.html https://news.ycombinator.com/newsguidelines.html Relevant section: > If the original title includes the name of the site, please take it out, because the site name will be displayed after the link. > ... > Otherwise please use the original title, unless it is misleading or linkbait. Under these guidelines, "Growth capital for mobile app developers" would be a better title.

zeckalpha 11y ago
Hmm... It looks like you already submitted that.
dang 11y ago
But if it's introducing a project or a company, it's customary for the title to begin with the name.
- zeckalpha 11y ago
  It was changed. The title wasn't on the page.
skovalenko 11y ago
Thank you!

kiwidrew 11y ago

This is awesome. No messing around, straight to the point. Let's see if they meet the "2-3 days" timeframe for an offer!

skovalenko 11y ago
Dear kiwidrew, thank you for your interest. Did you submit your application? If not, please start here https://www.aprenita.com/sign-up https://www.aprenita.com/sign-up :)

rahimnathwani 11y ago

The site includes a 'TrustE' seal at the bottom of the page. It's not clickable, so I went to https://www.truste.com/consumer-resources/trusted-directory/ https://www.truste.com/consumer-resources/trusted-directory/ It did not return any results for aprenita.com I'm not saying I place any faith in TrustE, but it seems strange to use a certification mark which has online verification, if that verification is going to fail. Also: s/gurantee/guarantee

skovalenko 11y ago
Good catch, thank you. Recently we did some changes to our website and induced new defects, as always: new code – new bugs. We will fix them by the end of this week. Please check our McAfee SECURE seal here: https://www.mcafeesecure.com/verify?host=aprenita.com https://www.mcafeesecure.com/verify?host=aprenita.com
- rahimnathwani 11y ago
  Thanks. I'm curious - what did you change on your site that caused no results being shown when someone searches for you on https://www.truste.com/consumer-resources/trusted-directory/ https://www.truste.com/consumer-resources/trusted-directory/ ?