Poor people have private agents too, they usually gather the money to pay monthly. There are various types of private agencies, some are way more sophisticated,

Poor people have private agents too, they usually gather the money to pay monthly. There are various types of private agencies, some are way more sophisticated, expensive and efficient than others. Some are just ex-cops trying to make a living (this is what it was like where I was). And it works great, poor people tend to have less stuff to defend from thieves while rich people have way more valuable property to protect so they attract more thieves and kidnappers than the poor and have to pay more efficient/modern/expensive agencies, which makes sense.