Just fyi. > You will earn 1,500 Tier Qualifying Points (TQPs) for each $10,000 of eligible Net Purchases. > Maximum TQP accumulation is 15,000 points per Year

Just fyi. > You will earn 1,500 Tier Qualifying Points (TQPs) for each $10,000 of eligible Net Purchases. > Maximum TQP accumulation is 15,000 points per Year, which equates to $100,000 in Net Purchases. https://creditcards.chase.com/credit-cards/southwest-credit-card.aspx https://creditcards.chase.com/credit-cards/southwest-credit-... TQP = A-List Points So I think you are confusing the per-$10k number with the cap per year. Yeah, you aren't going to spend $100k on the card, but you might spend $20k in a year.