I would add that this depends on your time horizon. If you did this in 2008 for example, it would have been a couple of years until you're above water again. T

I would add that this depends on your time horizon. If you did this in 2008 for example, it would have been a couple of years until you're above water again. There is always an aspect of market timing, even with ETFs. Looking at the massive bull run in the last 5 years, it certainly makes me nervous to enter the market right now, especially with the recent volatility.