I know this is such a cliche question but if you've found the recipe for generating 9% returns, why are you selling it for $50 dollars a user rather than just s

I know this is such a cliche question but if you've found the recipe for generating 9% returns, why are you selling it for $50 dollars a user rather than just starting your small/mid-cap fund? Capital is so cheap right now, people literally don't know what to do with the money they're sitting on. Even if the fed hikes in Sept (which it will), you charge .5% maintenance and 20% performance and you'll have absolutely no trouble raising money. (This is a genuine question, not a snarky one. I've always wondered would write a "how to get rich quick" book in my early teenage years, only to realize their methodology to get rich was to write that get rich book.)