I have NFC (Galaxy S4) and never used it to pay, still would miss it. You can easily send links or photos, I did this a while back with a friend who has a SONY

I have NFC (Galaxy S4) and never used it to pay, still would miss it. You can easily send links or photos, I did this a while back with a friend who has a SONY Z3 and it worked flawlessly. Also I can pair my wireless headset with my phone using NFC. I can use Google Pay in the future with my over 2 years old device. Apple users have to buy a new iPhone for that.