Having an understanding to spend less is very important but I actually am very active in MyFico community hence the question. The community is not just about c

Having an understanding to spend less is very important but I actually am very active in MyFico community hence the question. The community is not just about credit scores. There are various threads about what you have on your site. The key difference is that the question people ask are live and we all try to help and brainstorm. So what makes you different from them knowing they are just not about credit scores? Do people want just an a site where they can watch a video or do they prefer to have real life interactions about the product/services...