I may be more cynical than the average person on this, but I have to believe, for the sake of human kind, :) that even the casual observer today doesn't believ

I may be more cynical than the average person on this, but I have to believe, for the sake of human kind, :) that even the casual observer today doesn't believe capital is merit. At least not as a broad generalization. However of course people who are good at what they do generally have more opportunities to make more money than those who are not.