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Nationwide do not let you disable the overdraft at all. There is no way to reject a transaction. (Also, didn't they used to be called unarranged overdrafts? Di
by switch007 11y ago
Nationwide do not let you disable the overdraft at all. There is no way to reject a transaction.
(Also, didn't they used to be called unarranged overdrafts? Did the name change to get around some kind of rule?)
- gutnor 11y agoThey are still called unarranged overdraft at Santander and HSBC. HSBC is now sending you an SMS and give you until the end of the day to transfer some money before you need to pay the fee. (note that unlike a few years back, money transfer seem to happen in a few hours, so that is actually possible) Not sure about Santander, I haven't been in the situation while banking with them. I didn't see any option to disable it in either bank.