That's not my point really. My point is that the number of investments one would need seriously get returns is not equal to number of vacations one takes in a y

That's not my point really. My point is that the number of investments one would need seriously get returns is not equal to number of vacations one takes in a year. It's like saying it costs as much as a movie ticket to buy a lottery ticket. Yes, it does. But that's a terrible use of $10. You will not likely win (or even win consolations to cover ticket price) with one ticket.