"Step 1: Spend less than you make...You don't need to be from a rich family to do these things." Uh, in the USA 2015, you do. Or you need to be a very lucky lo

"Step 1: Spend less than you make...You don't need to be from a rich family to do these things." Uh, in the USA 2015, you do. Or you need to be a very lucky lottery winner. Living-wage jobs are not available to all, and you need a modicum of education to secure one. That education is no longer free.