My rule is exactly the opposite - I have cash and I can buy anything I want basically, and I can always save for more expensive things. So the rule is simply -

My rule is exactly the opposite - I have cash and I can buy anything I want basically, and I can always save for more expensive things. So the rule is simply - I neither give nor receive cash or gift certificates. That way I get things I may not have known I wanted, or unexpected things. It also brings a lot more fun into unwrapping presents.