Absolutely. Not easy at all. In my case, 10 years after the fact, I look back and think that my college education has turned out to be 60% investment, 40% enric

Absolutely. Not easy at all. In my case, 10 years after the fact, I look back and think that my college education has turned out to be 60% investment, 40% enrichment. My Masters degree on the other hand has been about 20% investment and 80% enrichment (unfortunately). I certainly didn't expect my advanced degree to be such a bad investment! ;)