I looked into that private unemployment insurance/disability plan a few years ago, and I couldn't get the numbers to work, maybe it's changed? That private ins

I looked into that private unemployment insurance/disability plan a few years ago, and I couldn't get the numbers to work, maybe it's changed? That private insurance was doable for my father generation 25 years ago, but most of those companies(especially the ones who offered convalescent care) right now are in dire straights. They don't offer the safety net they used to? (I would name your insurance company--if your really feel they offed you a fair plan?). I know way too many former Programmers who are in dire need of a good government safety net, even in these boom times. This profession has so many variables that scream out for good government safety nets--it's almost laughable: A low barrier to entry?(It's getting easier to learn this stuff monthly.), No unionization. A workplace that's constantly chuning. A really high level of failed companies. Eager workers who will work for free, and I probally forget a lot? My point is I know way too many former Programmers. Some are even homeless. In fact, in my world, know two homeless individuals personally; they are both former Programmers. One played a big role in Word Star. Everything seems fine in the good times, but when the money gets tight/person gets older--it seems to get ugly. More ugly than pretty much any profession I can think of? All that The Fountainhead thinking kinda works in your twenties-thirties, but the world looks so much crueler after 45--at least for me? There's more than a few things I said/believed in my twenties that I wish I could take back. Basically, I wasen't as slick as I thought? I do hope that monetization really changed the game, and these companies are becoming more mainstream? But mainstream is not mainstream anymore? I know very few professions that aren't in a remodel, or complete take down? It's about survival, the balance sheet, and a few guys at the top who are literally making a killing. To the guys at the top who aren't spreading it around, read The Price of Privlage, by Madeline Levine. Zero in on the sections about happiness and wealth. It's an eye opener! Even from a someone like myself--who never felt sorry for the wealthy?