Things like insurance work well as long and you are young, healthy and have a well paying job. I don't know when your current insurance expires, but good luck r

Things like insurance work well as long and you are young, healthy and have a well paying job. I don't know when your current insurance expires, but good luck renewing it when you are 60 old and have serious heart condition. Then your risk profile may simply be unacceptable to any insurance company, and you end up being on your own.