As it happens, I learned my own behavior because I once struck a bicyclist who wasn't as predictable as you. I went to a 4-way, stopped, saw a biker approaching

As it happens, I learned my own behavior because I once struck a bicyclist who wasn't as predictable as you. I went to a 4-way, stopped, saw a biker approaching the intersection who hadn't stopped yet, and pulled into the intersection. The bicyclist didn't stop, was struck by my car, fell off, went to hospital. She was okay in the long run, but sued over the incident; the police officer who wrote up the event determined that I was at fault (despite eyewitnesses to the contrary) based on the claim that I should have stopped for the bicyclist. At this point, given that bikes are known to do this I really don't have any choice in the matter. I'm glad I didn't kill anyone - head trauma can be really tricky. I'm concerned that I was the victim of insurance fraud (she really did run out in front of me). My insurance company just settled the complaint - didn't want to get deep into litigation over a matter of hearsay and he-said-she-said. So, what should I do? If it's a car approaching a 4-way, I assume they will follow traffic laws. If it's a bike, I'm not so certain. My experience isn't just that one time in berkeley I hit someone, now that I live in SF, there's plenty of times when I've observed bicyclists taking their lives into their own hands and dodging traffic without obeying stop signs and red lights.