I've linked WePay to my checking account (50 cents per transaction) so settling with my roommates takes less than a minute, once a month, and the convenience of

I've linked WePay to my checking account (50 cents per transaction) so settling with my roommates takes less than a minute, once a month, and the convenience of not having to lick an envelope and remember to mail it is worth the extra 6 cents (as opposed to paying for a stamp). For my needs, this is the best tool out there.